Sooner or later I’ll have enough money saved to get a heat pump at last
I used to be terrible about saving money when I was a kid.
- My parents gave me a piggy bank but because it was a reusable one with a removable opening at the bottom, it did not have the intended effect of forcing me to fill it to the brim to get the cash out.
Instead, I’d usually fish out the money after accumulating at most $20 to $30. As anyone can imagine, that’s not particularly conducive towards actually saving large quantities of money. I didn’t learn the exercise very well until the end of my college career when I was finally living in my own apartment for the first time in my life. I suddenly had lots of bills to pay and no choice but to work my tail off to pay them, which involved strict budgeting so I wouldn’t overspend every week. For the first few years, the best thing that I could possibly do was budget enough to make ends meet. That meant living paycheck to paycheck for a good portion of my 20s. Now that I’m a lot older and working a much better job than I was 10 years ago, I’m no longer living paycheck to paycheck. Not only can I set aside money to save for emergencies, I can set aside enough money for two separate savings accounts. That’s what I’m trying to do as a means to afford a new heat pump next year. I’m coming up on my 15 years mark on my central HVAC system and I have decided that I want a heat pump instead of relying on an electric fan-forced furnace. Those heating coils smell disgusting after they sit for a year and the loss of energy efficiency is serious if you plan on using your furnace to heat your house in the autumn and winter seasons.